No Annual Fee
US, EU, UK
$95 annual Fee
US
$95 annual fee
US
$95 annual fee
US
695 USD / 695 EUR
US, EU / Excellent Score
• N26 has a banking license in the EU
• No monthly fee or minimum balance
• Free card shipments and no account maintenance fee
• Great for organizing your spending and budgeting with Spaces
• Overdraft possibilities
• Mobile and desktop version
No annual fee
European Union
No annual fee, no maintenance fee
Worldwide
• Free multi-currency Mastercard or Visa Debit Card
• 2% cashback in their currency Wirex
• Free transfers to other Wirex users
• Interest Account
• Low fees & High limits
No annual fee
EEA, Australia, Hong-Kong, New Zealand, Singapore, Taiwan
• You can keep 50+ currencies in your account
• Low fees and quick international transfers
• Local Account Details in AUD, CAD, EUR, GBP, NZD, MYR, PLN, SGD, USD, RON, HUF, TRY
• Multicurrency Card
No annual fee
UK, Switzerland, Australia, New Zealand, Singapore, Japan, Canada, Brazil, Malaysia, most of the EEA, and the US.
• Free International transfer within SWIFT
• You can send up to 1,000 EUR each month without exchange fees; a 0.5% fee applies when exceeding this threshold.
• Transparent fees
• Virtual cards
• Supports Cryptocurrencies
• Insurance options with higher planes
• Revolut Bank
No annual fee
EEA, Australia, Singapore, Switzerland, Japan, the US, and the UK.
The Amex Platinum is a premium credit card with a high annual fee but has a lot of luxury benefits for travelers who love to travel conveniently and in style.
With Amex, you can access extensive benefits like airport lounge access, travel, hotel, shopping credits per year, and other high-value-added services.
For that reason, frequent travelers are willing to pay a higher annual fee to benefit from these premium features.
You get 100,000 Membership Rewards points after spending $6,000 on purchases on the card in the first six months.
Here are some of the main perks that come with the Amex Platinum card:
This card is designed for high-end frequent travelers willing to pay a high fee to level up their comfort and status while traveling. It's for travelers with an excellent credit score.
Besides that, Amex Platinum is also great for you if you use Uber or Lyft, as you can benefit from yearly credits redeemed for rides and eats. It's also for all who like to stay in luxurious hotels like Hilton and Marriot and often rent cars around the world. Their Premium Global Assist Hotline helps you with medical, legal, or baggage assistance.
Amex Platinum is not very recommended if you usually buy discounted flight tickets through metasearch services and agencies, you don't often travel, or you have a low credit score.
Capital One Venture Rewards Card implements a simple rewards system and easy redemption, becoming a top-rated card for earning miles.
You don't need to deal with different bonus categories, you earn 2 miles per dollar on every purchase, and you can redeem them on flights, vacation rentals, car rentals, and more.
Capital One Venture is great if you want to use one card for all spending, as you will be rewarded for every purchase you make. This makes the annual fee of 95 USD worth a while.
You can also transfer points to one of their 16 partners in a 1:1 ratio, meaning that you get 1000 points/miles in the hotel or airline program for every 1000 points you transfer from Capital One.
Capital One Venture Rewards is excellent for travelers who want to travel for free by earning points on their everyday purchases and not thinking much about the complicated rewards systems. The card is for those who have an excellent credit score.
Earn 75,000 bonus miles after spending $4,000 on purchases within 3 months from account opening.
The Marriott Bonvoy Boundless card helps travelers start using the benefits of their loyalty Bonvoy program. Marriott has hotels around the world, close to 8000 properties.
Marriott Bonwoy Card is for travelers who occasionally stay in Marriott hotels around the world, but not all the time to justify the fees of their higher-tiers cards.
Here are some of the perks and benefits that come with the Marriott Bonvoy Bounderless card:
Crypto.com is a fast-growing cryptocurrency exchange that supports a wide range of crypto and fiat currencies, so it's perfect for all crypto enthusiasts.
Their contactless Visa Crypto Card was one of the first cards with the possibility to spend your cryptos for everyday purchases without unnecessary waiting. You must load your crypto funds to the card and convert them to your preferred fiat currency.
Crypto.com offers up to 5% cashback on purchases. However, the cashback amount highly depends on the staking amount of Crypto.com's native token CRO.
Crypto.com visa debit card is ideal for travelers who want the possibility to spend their cryptos for everyday purchases anywhere in the world where Visa is excepted.
There are five different tiers of prepaid debit crypto cards through which users can stake fiat currency into CRO tokens; each tier comes with various features. It all depends on how many CRO coins you are staking.
Read more in our detailed Crypto.com Card Review.
Revolut is a popular fintech bank whose digital banking alternative quickly grew and became one of the most recognizable bank solutions for international businesses and digital nomads. The card supports multi-currencies which helps you to exchange your money quickly, in the app, withdrawing from ATM, or via card payments.
Besides prepaid debit cards on different tiers, currency exchanges, international transfers, and easy money transfers between Revolut users, they also offer cryptocurrency exchange (Bitcoin, Ethereum, and 30+ other currencies) and investments in stock and commodities, support Google and Apple Pay.
Revolut card is a great solution to manage your money on the go, directly from your app. Revolut is making your life easier when occasionally traveling abroad and using their impressive additional features that help you budget and track your spending better.
Revolut is for those looking for a convenient way to top up your holiday and travel money and use it abroad with reasonable fees.
It's also convenient for those who want to make the first step into crypto trading, as you can buy and sell cryptocurrencies within the app.
If Revolut fits your needs, you can read more about it in our comparison article Wise vs Revolut.
We find the Bank of America Travel Rewards Card a very convenient and straightforward reward card that doesn't require much work and understanding. It has no annual fee, and you can earn 1.5 points / USD on all purchases.
You can use your points for travel purchases on your statement credit, making it a fantastic first travel credit card.
This card is convenient for travelers who need a simple way to earn and redeem points they collect during their travels without unnecessary complications. In addition, the card is great for beginners in the sometimes complicated world of collecting points, miles, and any existing Bank of America customer.
You get 25,000 bonus points after spending at least 1,000 USD in the first 90 days of account opening - that can translate to a $250 credit on your statement.
N26 is another fintech bank that offers smart features that make your banking experience on a mobile phone convenient. With N26, you get easy top-up, direct debits, affordable international money transfers, instant transfers to other N26 users called MoneyBeam, sub-accounts, etc.
N26 is available to 22 countries in Europe, and while being present in the US market, they closed their operations in the US in January 2022. They left the UK market following Brexit.
They have a full European banking license, and your funds will be covered by the German Bank guarantee (up to €100,000).
You can choose from free and paid personal and also business accounts.
The N26 MasterCard is great for traveling. There are no transaction fees and no currency conversion fees. So this makes it an excellent card for everybody looking for a simple online bank with a real banking license.
If you are located in Europe and N26 seems a good card for you, you can read more about it in our N26 vs Revolut comparison article.
It's not a secret that we are fans of fintech online bank solutions. The next one on our list as best for international transfers is Wise, formerly Transferwise, a UK-based currency transfer service that issues multi-currency debit cards.
Wise converts your money at the actual mid-market exchange rates, so they can keep their foreign currency conversion fees low.
With Wise, you can set up your account in different currencies, enabling you to send and receive money globally and use the Wise Debit Card to withdraw the funds in local currency.
They offer a business account, which can be one of the more basic solutions when opening a US LLC business as a foreigner, and paying your overseas freelancers and contractors.
A multi-currency account, previously known as a borderless account, is a fantastic option for all who require local bank details in different countries. They offer low fees and reliable services, making them one of the top solutions for international transfers.
This travel debit card is available in the UK, US, Europe, Australia, New Zealand, and Singapore.
Wise is for travelers looking for fast and affordable international money transfers with a low and transparent fee structure. In addition, it is great for everybody looking for a card that enables them to withdraw funds in local currency while traveling.
The Chase Sapphire Preferred is a popular card with great benefits that quickly exceed the annual fee of 95 USD. With this card, you can accelerate your travel and also dining experience.
You can redeem at the value of 1.25 cents and use them for your travel bookings or transfer them to their hotel and airline partners. Points are worth 25% more when redeemed through Chase Ultimate Rewards, a great way to get more value from the rewards program. E.g., 60,000 welcome points are worth $750 toward travel credit.
If you want to earn Ultimate Rewards points and benefit from travel insurance without paying a high annual fee, the Chase Sapphire Preferred Card is a great way to go.
This card is excellent for occasional to frequent travelers looking for a card with a low annual fee, a good sign-up bonus, and who don't mind investing some time in a more complicated point system. The card is also great for people who love dining outside or ordering food delivery services.
Main benefits:
If making purchases through Chase Ultimate Rewards, you get:
You get 60,000 bonus points after spending $4,000 on purchases in the first 3 months of account opening, which is a great sign-up bonus for a card with a 95 USD annual fee.
Wirex is a crypto payment platform with a Visa-backed cryptocurrency debit card. The card offers rewards in their native token WXT, free ATM withdrawals, and earning interest on fiat, BTC, and ETH currencies.
We love that Wirex does not require a minimum balance to earn rewards. Instead, they offer a straightforward, flexible solution that allows you to spend, send/receive, and exchange various crypto and fiat currencies.
Not all features and cards are available for all locations. You can see supported countries and features here. They operate in 130 countries worldwide.
Wirex is bridging the crypto world with real-life transactions and is enabling users to keep their fiat and digital currencies in one place, ready to use at any time.
Wirex is ideal for you if you love traveling for business or leisure and want to experience a seamless transition between your fiat and cryptocurrency holdings. Their Visa and Mastercard give you access to borderless international transactions with low fees, under OTC and interbank rates, so it's perfect for everybody who doesn't like any unpleasant surprises of additional fees when returning from a trip.
If you want to see more details about Wirex and why it can become your crypto card for travel perks and cashback read our detailed Wirex Review.
Coinbase Card is a popular crypto exchange, offering a debit card and our choice if you are looking for a straightforward solution for a crypto card and easy application in real-world purchases. On top of that, it offers a simple cashback scheme that can bring you rewards on daily spending.
You can use it worldwide, where Visa is accepted and supports multiple cryptocurrencies.
A Coinbase card is excellent for everybody who is holding cryptocurrencies on a Coinbase account and wants to use them for daily purchases. There is no annual fee, so it's an attractive solution for all beginners.
The card can be used anywhere Visa is accepted, so it's great for occasional and frequent travelers.
